Terms & Conditions

Last updated: January 30, 2025

• This Website (or this Application): The property that enables the provision of the Service.

• Agreement: Any legally binding or contractual relationship between the Owner and the User, governed by these Terms.

• Owner (or We): Moneyrize – The natural person(s) or legal entity that provides this Website and/or the Service to Users.

• Service: The service provided by this Website as described in these Terms and on this Website.

• Terms: Provisions applicable to the use of this Website and Services in this or other related documents, subject to change from time to time, without notice.

• User (or You): The natural person or legal entity that uses this Website.

This document is an agreement between Moneyrize. You
acknowledge and agree that by accessing or using this website or using
any services owned or operated by this website, you have agreed to be
bound and abide by these terms of service ("Terms of Service"), our
privacy notice ("Privacy Notice") and any additional terms that apply.
These Terms govern:

• The conditions of allowing the use of this website, and,

• Any other related Agreement or legal relationship with the Owner in a legally binding way.

• Capitalized words are defined in appropriate sections of this document.

• The User must read this document carefully.

If you do not agree to all of these Terms of Service and any additional terms that apply to you, do not use this website.

Nothing
in these Terms creates any special relationship such as a joint
venture, employment, agency, or partnership between the involved
parties.

Owner contact email:

[email protected]

Content on this Website

Unless otherwise specified, all Website Content is provided or owned by the Owner or its licensors.

The Owner has taken efforts to ensure that the Website Content does not
violate legal provisions or third-party rights. However, it's not always
possible to achieve such a result. In such cases, the User is requested
to report complaints using the contact details specified in this
document.

Rights regarding content on this Website – All rights reserved

The Owner reserves and holds all intellectual property rights for any such content.

Users may therefore not use any such content in any way that is not necessary
or implicit in the proper use of the Website/Service.

Acceptable Use

This Website and the Service may only be used within the scope of what they
are provided for, under these Terms and applicable law.

Users are solely responsible for making sure that their use of this Website
and/or the Service violates no applicable law, regulations or
third-party rights.

Liability and Indemnification

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall the
Owner, and its subsidiaries, affiliates, officers, directors, agents,
co-branders, partners, suppliers and employees be liable for any
indirect, punitive, incidental, special, consequential or exemplary
damages, including without limitation damages for loss of profits,
goodwill, use, data or other intangible losses, arising out of or
relating to the use of, or inability to use, the Service.

Indemnification

The User agrees to defend, indemnify and hold the Owner and its
subsidiaries, affiliates, officers, directors, agents, co-branders,
partners and employees harmless from and against any and all claims or
demands, damages, obligations, losses, liabilities, costs or debt, and
expenses, including, but not limited to, legal fees and expenses,
arising from the User's use of and access to the Service, including any
data or content transmitted or received by User.

Refund Policy

We offer a 14-day money-back guarantee for all our products, subject to
the following conditions. This policy is designed to protect the
integrity of our products and services while ensuring fair use of the
money-back guarantee.

Conditions for Refund Eligibility:

Implementation
Requirement: Refunds will not be granted if requested on the same day
of purchase or without the User making a genuine effort to implement and
test the product. Users must demonstrate that they have actively
applied the product to their situation.

Constructive Feedback:

To be eligible for a refund, users are required to provide detailed and
constructive feedback explaining why the product did not meet their
expectations. This ensures that refunds are only requested based on
valid concerns and to help us improve.

Ineligible Reasons for Refunds:

Refund requests will not be accepted for the following reasons:

• Language misunderstanding:
“I thought the product was available in another language,” or “I don’t
speak English well.” All materials, sales pages, and the product itself
are presented exclusively in English. The User is responsible for
understanding this before purchase.

• Assumptions about additional features:

“I expected subtitles in another language,” or “I assumed the course had features not explicitly listed.”

• General dissatisfaction without evidence of product usage:

“This wasn’t what I expected,” or “This doesn’t apply to me.”, or "I already know this".

• Content familiarity:

“I already knew the information covered in the course.” The User is
responsible for reviewing the product description and ensuring that the
content aligns with their needs before making a purchase. Familiarity
with the content is not a valid reason for a refund.

• Content-related complaints already disclosed in sales materials:
Claims that the product “lacks practical application” or does not
contain specific guides or step-by-step tutorials if such details were
not explicitly promised on the sales page.

•Misuse of the guarantee:

Refund requests simply because a money-back guarantee is offered or for sudden changes in personal circumstances.

No Refunds for Misuse:

Requests for refunds simply because we offer a money-back guarantee, or without
legitimate reasons, will be considered misuse of the policy and will not
be honored.

Fraudulent Refund Claims:

We do not tolerate fraudulent or exploitative refund requests. Sudden
personal crises, financial situations, or claims that are unverifiable
will not qualify for a refund. Claims of “not understanding” the
product’s scope or contents due to lack of diligence in reviewing the
sales materials will not be considered valid. Additionally, repeated
refund requests from the same individual may be flagged for review.

Limited Circumstances:

While we strive for transparency, exceptional circumstances such as major
product defects or failure to deliver the promised features will be
considered on a case-by-case basis. In such cases, users must provide
clear evidence demonstrating the issue with the product.

Download and Access Issues:

Refund requests related to technical issues, such as the inability to download
or access digital content, must be reported within 72 hours of
purchase. Once the issue is verified and assistance has been provided
without resolution, a refund may be issued.

This refund policy is designed to ensure that customers are making informed and
thoughtful decisions when purchasing our products. Our goal is to
maintain the value of our offerings and prevent abuse of the refund
system.

Service Interruption

To ensure the best possible service level, the Owner reserves the right to
interrupt the Service for maintenance, system updates or any other
changes, informing the Users appropriately. Within the limits of law,
the Owner may also decide to suspend or terminate the Service
altogether. If the Service is terminated, the Owner will cooperate with
Users to enable them to withdraw Personal Data or information in
accordance with applicable law. Additionally, the Service might not be
available due to reasons outside the Owner's reasonable control, such as
"force majeure" (eg. labor actions, infrastructural breakdowns or
blackouts etc).

Privacy Policy

To learn more about the use of their Personal Data, Users may refer to the privacy policy of this Website.

Intellectual Property Rights

Any intellectual property rights, such as copyrights, trademark rights,
patent rights and design rights related to this Website are the
exclusive property of the Owner or its licensors.

Changes to these Terms

The Owner reserves the right to amend or otherwise modify these Terms at
any time. In such cases, the Owner will appropriately inform the User of
these changes. Such changes will only affect the relationship with the
User for the future. The User's continued use of the Website and/or the
Service will signify the User's acceptance of the revised Terms.

Governing Law

These Terms are governed by the law of the state of United States of America, without regard to conflict of laws principles.

Venue Of Jurisdiction

The exclusive competence to decide on any controversy resulting from or
connected to these Terms lies with the courts of United States of
America.

Contact Information

If you have any questions about these Terms, please contact us at email: [email protected].

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

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