Key Features

• Earn up to 10 Citi Miles per S$1 spent on online travel bookings
• Citi Miles never expire
• 1 Citi Mile = 1 Mile with Krisflyer, Asia Miles, Qantas and other airlines' Frequent Flyer and Hotel Loyalty Programs
• 2 Citi Miles for every S$1 spent in foreign currency on retail and online purchases
• 1 year annual fee waiver for basic and perpetual fee waiver for all supplementary cards

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• 5% cashback on Groceries (7.3% for FairPrice Xtra-Kallang Wave), Dining (fast food and cofee) and Movies.
• 5% cashback on the folowing other merchants: Pet Lovers Centre, POPULAR Bookstores, Toys "R" Us.
• 3% cashback on Online Shopping.
• 2% cashback at Health & Beauty merchants (GNC, Guardian, Nature's Farm, NTUC Unity Healthcare, Watson's), and EZ-Reload transactions.
• Minimum monthly spend of $300 required for the above rates; lose 0.3% if $300 spend is not met.
• Cashback rebates are capped at $600 every 12 month period; must be redeemed using Citibank Online portal.
• 0.3% cashback on all other spend.
• 2 year annual fee waiver.

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• 5X ThankYou Points (2 miles) per $1 on overseas spent in foreign currency.
• 3.25X ThankYou Points (1.3 miles) per $1 on local spend.
• Citi World Privileges: Access to deals and discounts locally in over 90 other countries.
• Citi ThankYou Rewards Travel Portal: Fly & stay with no blackout dates
• 1 complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort.
• 6 complimentary golf games per year at highly celebrated golf courses in Singapore, Malaysia, Indonesia and China.
• Unlimited airport lounge access for primary card members and one accompanying guest at over hundreds of VIP airport lounges in cities around the world through Priority Pass.
• Complimentary one-way airport limousine transfers to or from Changi International Airport; enjoy 2 complimentary rides per quarter with a minimum spend of S$20,000 within the same quarter.
• Complimentary travel insurance, with medical coverage of up till $1 million (up to $50,000 for your accompaying dependent child).

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• 5% cashback on Online Shopping (cap of $20 per month)
• 5% cashback on Visa contactless spend (cap of $20 per month)
• Up to 10% cashback on Transport Spend for bus/train rides via SimplyGo, taxi and ride-hailing services (Ride, GoJek, etc). 10% cashback rate is based on 5% from online/Visa contactless spend, plus an additional 5% promo cashback for Transport Spend (cap of $20 per month) for the first 180 days from your Card Approval Date when you apply for the card before 31 March 2020 and spend a minimum of $600 in a calendar month.
• 0.3% cashback on all other spend (cap of $20 per month)
• Total cap of $20 (Online Shopping) + $20 (Visa contactless spend) + $20 (all other spend) + $20 (promo 5% additional Transport Spend cashback) for a total of $80 per month, with a minimum spend of $600.
• Free entry to Zouk / Phuture before 12am, 1-for-1 drinks at Redtail from 10pm to 2am, plus other drink discounts.
• 1 year annual fee waiver

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• Earn 10 miles per $1 when you book hotels on Kaligo, 6 miles per $1 on flight and hotel transactions at Expedia.
• 4 miles per $1 on daily rides (Comfort/CitiCab Taxi), Grab, GOJEK, and bus and MRT rides using SimplyGo
• Complimentary Airport Lounge access (Priority Pass) & travel insurance coverage of up to $1 million.
• 3 miles per $1 on online flight & hotel transactions, 2 miles on overseas spend, and 1.2 miles on local spend.
• Complimentary Priority Pass airport lounge access access to over 1,200 airport lounges worldwide: 2 free lounge visits per year.
• Complimentary travel insurance, with coverage of up to S$1 million.
• 1 year annual fee waiver.
• Miles never expire. Earn an additional 10,000 miles when paying the annual fee; charge a minimum of $25,000 to receive annual fee waiver for the following year.

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• 10X DBS Points (equivalent of 20 Miles) per $5 spent online; 1X DBS Points (equivalent of 2 Miles) per $5 for all other spend.
• 3x DBS Points (equivalent of 6 Miles) per $5 spend overseas in foreign currency.
• 0% Interest Payment Plans over 12 months available.
• Complimentary e-Commerce Protection on online purchases.
• Great for making big online purchases due to a cap of 8,000 miles per month.
• 1 year annual fee waiver.

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• 6% cashback on Dining and online food delivery.
• 5% cashback on fuel spend; up to 24.6% total fuel savings at Caltex; up to 20.4% total fuel savings at Esso.
• 3% cashback on Groceries (local and overseas, supermarket retailers or online groceries sites)
• 3% cashback on local and overseas private hire rides, including bikes (Grab, Gojek, Tada, etc) and local and overseas taxis. 0.3% cashback on EZ-Link and Transit Link transactions, up to $0.60 per month.
• 3% cashback on recurring telco bills and electricity bills.
• 3% cashback on online Travel Spend: online air and cruise tickets purchase, online hotel and tour bookings
• Headline rates above are only with monthly minimum spend of $800.
• 0.3% cashback on all other expenses.
• $80 cashback cap per month.
• 2 years annual fee waiver.

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• 6% cashback on all online purchases, including Grab rides.
• 5% cashback from Friday to Sunday (3% for all other days) at bars, cinemas, KTVs, clubs and selected cafes (Starbucks, The Coffee Bean & Tea Leaf, The Connoisseur Concerto (tcc), Dimbulah Coffee, Coffee Club)
• Above headline rates are capped at $60 per month, and require minimum monthly spend of $400 at offline retail stores.
• 0.3% cashback rebate on everything else.
• Up to 16% discount at Caltex and Esso petrol stations; 20% off fuel at Sinopec stations
• 120 different card faces to choose from.
• 2 years' annual fee waiver; charge a minimum of $10,000 per year to waive fee for subsequent years.

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• 10X OCBC$ (4 miles) per $1 spent at department stores, and merchants identified as specialty shops for (i) clothes, shoes and bags, (ii) babies and children's wear, and (iii) electronics and gadgets.
• 10X OCBC$ (4 miles) per $1 spent at the following stores: Alibaba, AliExpress, Amazon, Courts, Daigou, Ezbuy, IKEA, Lazada, Mustafa Centre, Qoo10, Shopee, Taobao.
• 10X OCBC$ rate is capped at 120,000 OCBC$ per year (spend of $12,000). Thereafter, all transactions will earn 1X OCBC$.
• Up to 16% discount at Caltex and Esso petrol stations; 20% off fuel at Sinopec stations.
• Access to more than 1,000 lounges with Mastercard Airport Experiences provided by LoungeKey, at US$27 per visit per pax.
• Complimentary e-Commerce Protection, up to US$200 per year.
• 2 years annual fee waiver.

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• 10X Reward Points (2.9 Miles) per $1 on all Overseas Spend in foreign currency, including at online sites (Taobao, Amazon US, etc). No minimum spend.
• 5X Reward Points (1.45 Miles) per $1 on Local Dining Spend. No minimum spend.
• 1X Reward Point (0.29 Miles) per $1 on all other spend.
• Annual cap of 20,000 Reward Points per year for 10X and 5X earning rates. $2,000 spend ($167 per month) in foreign currency OR $4,000 spend ($333 per month) on Local Dining per year maxes out reward points.
• Complimentary travel medical insurance with coverage of up to $50,000
• 1-for-1 Platinum Movie Suites Tickets with Cathay Cineplexes. (Up to 5 daily redemptions per card)
• Petrol: Up to 19.7% monthly fuel purchase at Caltex (16% Caltexgo upfront discount for all fuels + 4.50% Standard Chartered rebate on nett transacted amount for minimum monthly spend of $600 and above at Caltex).
• 2 years annual fee waiver.

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• 3% cashback on online spend in foreign currency (Amazon US, Taobao, etc). No minimum spend.
• 2% cashback on online spend & contactless/mobile payments in local currency. No minimum spend.
• 1% cashback on all other retail spend.
• $60 cashback cap monthly.
• Petrol: Up to 19.7% monthly fuel purchase at Caltex (16% Caltexgo upfront discount for all fuels + 4.50% Standard Chartered rebate on nett transacted amount for minimum monthly spend of $600 and above at Caltex).
• 2 years annual fee waiver.

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• Get instant Digital Card + Approval when you apply via MyInfo
• 1.5% cashback on all eligible spend
• No cashback cap and no minimum spend
• Up to 22.61% fuel savings at Caltex
• Get up to 50% discount at selected dining establishments such as The Fullerton Hotel Singapore, The Fullerton Bay Hotel Singapore, Bedrock Bar & Grill, Fat Cow, Mariott Cafe, Canton Paradise and many more
• Enjoy discount privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life, only with Standard Chartered Cards
• 2 years annual fee waiver

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